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Last update: January 17, 2017
  • The Adoption Rate of Cellphone Banking: A Technology Cluster Perspective

    The Adoption Rate of Cellphone Banking: A Technology Cluster Perspective

    THE ADOPTION RATE OF CELLPHONE BANKING: A TECHNOLOGY CLUSTER PERSPECTIVE J. NEL RESEARCH PROPOSAL FOR: PhD IN THE DEPARTMENT OF BUSINESS MANAGEMENT AT STELLENBOSCH UNIVERSITY SUPERVISOR: PROF. C. BOSHOFF August 2009 ________________ Index Introduction ............................................................................................................................................ 4 The management dilemma ...................................................................................................................... 4 Demarcation of the field of study ............................................................................................................ 5 Technology Adoption Model ................................................................................................................... 6 TAM research and cellphone banking ...................................................................................................... 9 Research question ................................................................................................................................. 12 Internet banking and cellphone banking as a technology cluster............................................................ 14

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    Essay Length: 8,391 Words / 34 Pages
    Submitted: August 26, 2017 Autor: Sajan Poudel
  • Eco 372 - Major Debates over Macroeconomic Policy

    Eco 372 - Major Debates over Macroeconomic Policy

    MAJOR DEBATES OVER MACROECONOMIC POLICY Major Debates Over Macroeconomic Policy Valery F. Long ECO/372 August 14, 2017 Daniel Puente ________________ Major Debates Over Macroeconomic Policy People and critics alike have their own opinion on whether increased government spending to help with the recession and the government having to follow a balanced budget, does it help or does it hurt the economic growth? Over the past few decades the people have had some serious recessions like

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    Essay Length: 1,190 Words / 5 Pages
    Submitted: August 28, 2017 Autor: Valery Long
  • Women at Work - National Health Policy India

    Women at Work - National Health Policy India

    NATIONAL HEALTH POLICY We have all heard the age-old adage:” Health is Wealth”, still our ruling governments choose to defer National health policy twice, before approving it in March,2017. The last health policy was issued about 15 years ago. The policy aims to address current and emerging health problems, provision for free drugs, diagnostics and emergency health care services to public hospitals. It encompasses providing primary health care through “health and Wellness” centres, providing comprehensive

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    Essay Length: 1,104 Words / 5 Pages
    Submitted: September 7, 2017 Autor: neha2894
  • Investment Policy Statement

    Investment Policy Statement

    Introduction According to our research, our group chose do analyses about the endowment investment of the university of Pacific. In this assignment, we are focused on three parts which are investment policy statement(IPS), critique of the target asset allocation and selected alternative investment. This IPS is aimed to govern the financial management of the Pacific endowment fund and its purpose is to supervise, monitor and manage the Investment Committee, the Chief Financial Officer, the Investment

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    Essay Length: 3,303 Words / 14 Pages
    Submitted: September 7, 2017 Autor: xingyi
  • Competition Policy

    Competition Policy

    2128 - Competition Policy Assignment 1 Ben Larsen - 30788 Summary report on the competition policy in Norway Effective use of society’s resources is a central element in the Government’s policies. Competition is an important instrument in order to reach the goal of obtaining a well functioning and reasonably priced production of goods and services in the private as well as the public sector, to the benefit of the consumers. (Government, a) This is what

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    Essay Length: 946 Words / 4 Pages
    Submitted: September 23, 2017 Autor: Ben Larsen
  • The Mean Ratings of Each Trait for the 4 Pictures Were Calculated Respectively

    The Mean Ratings of Each Trait for the 4 Pictures Were Calculated Respectively

    Results For comparison, the mean ratings of each trait for the 4 pictures were calculated respectively. Table 1: Mean ratings of each positive trait for male Table 2: Mean ratings of each positive trait for female By comparing Table 1 and 2, it first shows that attractive people (attractive male: 3.8; attractive female 3.2) have higher mean ratings in the “attractiveness” trait than unattractive people (unattractive male: 1.2; unattractive female 1). Besides, attractive people have

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    Essay Length: 812 Words / 4 Pages
    Submitted: September 30, 2017 Autor: Michael Chan
  • Monetary Policy Is Failing

    Monetary Policy Is Failing

    Monetary Policy Is Failing Summary: This article is posted on August 4, 2017 by Yves Smith, it does a fine job of explaining, in a layperson-friendly manner, why one of the key tenets of mainstream economics, the loanable funds theory, is bunk. It’s nevertheless incorporated in models widely used by central bankers and Serious Economists like Paul Krugman. It also shows how it has failed in practice. But what is more revealing is it was

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    Essay Length: 823 Words / 4 Pages
    Submitted: October 3, 2017 Autor: coriolanus
  • Model United Nations Policy Paper

    Model United Nations Policy Paper

    Country: State of Libya Committee: UNESCO Topic: The question of provision of primary and secondary education in conflict-affected regions In the modern society, violent conflicts disturb the routines and lives of civilians across the globe, and maintaining provision of education is extremely difficult within conflict regions. In Libya, armed conflicts have toughly impacts on the participants and infrastructures of the education system, and obviously conflicts also lead to weaken livelihoods, increase health risks, interrupt economic

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    Essay Length: 256 Words / 2 Pages
    Submitted: October 4, 2017 Autor: qhdwxy0511
  • Public Policy Process in the United States

    Public Policy Process in the United States

    Stephanie Johnson Pol/115 June 12, 2017 Public Policy Process in the United States Public policy is a specific course of action that government takes to address a problem. There are three types of public policies and they are distributive policy which a public policy such as Social Security that provides benefits to all groups in society. A redistributive policy a policy that provides to one group of society while taking away benefits from another through

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    Essay Length: 882 Words / 4 Pages
    Submitted: October 9, 2017 Autor: Goodie238
  • Evaluate the Effectiveness of the Us Policy of Containment

    Evaluate the Effectiveness of the Us Policy of Containment

    Evaluate the effectiveness of the policy of containment The Truman Doctrine was a highly effective plan that successfully achieved its goal of containment. However the same cannot be said for The Marshall Plan, which was a failure. Both plans had their faults but arguably the Marshall Plan was more of a disaster then the Truman Doctrine. This is because the Marshall Plan all but ended cooperation between the USA and the USSR. The Truman Doctrine

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    Essay Length: 310 Words / 2 Pages
    Submitted: October 12, 2017 Autor: jesse11
  • Identifying More Opportunities to Increase Room Occupancy Rate of Hotel Daspalla in Visakhapatnam

    Identifying More Opportunities to Increase Room Occupancy Rate of Hotel Daspalla in Visakhapatnam

    MEMO Identifying more opportunities to increase room occupancy rate of Hotel Daspalla in Visakhapatnam Daspalla has been in the hotel industry for past 25 years in Visakhapatnam and lies in the heart of Vizag’s business district. Recently the 4-star hotel has witnessed a major decline in its occupancy rate. Despite a major opportunity in the budget hotel space, the brand has barely managed to break even in the last two years. A sharp fall of

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    Essay Length: 385 Words / 2 Pages
    Submitted: October 12, 2017 Autor: Dking12
  • Exchange Rate Risk

    Exchange Rate Risk

    Exchange rate risk Transaction risk: * Accrues when: - purchasing/selling goods at previously agreed prices - borrowing/lending funds in foreign currencies * How much the income from individual transaction is affected by fluctuation of the rates Economic risk: * Firm’s future of international earning affected by changes in exchange rates * Long term effect of changes in rates → different prices Translation (Accounting) risk: * Impact of exchange rate changes on financial statements of a

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    Essay Length: 461 Words / 2 Pages
    Submitted: November 14, 2017 Autor: Aignus
  • Macroeconomic Effects of South Korea's Monetary Policy

    Macroeconomic Effects of South Korea's Monetary Policy

    MACROECONOMIC EFFECTS OF MONETARY POLICY Running head: MACROECONOMIC EFFECTS OF MONETARY POLICY Macroeconomic Effects of a Tightened Monetary Policy on the South Korean After the 1997 Asian Financial Crisis Erica Teryse Gonzales SS111 LBA ________________ Within just 60 years, South Korea transformed from one of the world’s poorest countries to the 11th largest economy in the world (GDP ranking, 2017). Due to this rapid economic development, South Korea is often cited as a paragon for

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    Essay Length: 939 Words / 4 Pages
    Submitted: November 18, 2017 Autor: pigrabbit88
  • How Far Do You Agree That It Was Hoover’s Policies That Lost Him the 1932 Presidential Election?

    How Far Do You Agree That It Was Hoover’s Policies That Lost Him the 1932 Presidential Election?

    Lauren Griffith-12D How far do you agree that it was Hoover’s policies that lost him the 1932 Presidential election? I strongly agree that the main reason for the overall loss of Herbert Hoover in the 1932 election against Democrat opposition, Roosevelt, was due to his failed policies and unkept promises during the Great Depression; his failed policies included: cutting taxes and introducing tariffs. Some historians, on the flip side, may go as far to say

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    Essay Length: 1,121 Words / 5 Pages
    Submitted: December 2, 2017 Autor: laurengriffith
  • What Are Your Short and Long-Term Goals? Why Do You Need an Mba to Achieve Those Goals? Why Are You Interested in Tuck Specifically?

    What Are Your Short and Long-Term Goals? Why Do You Need an Mba to Achieve Those Goals? Why Are You Interested in Tuck Specifically?

    What are your short and long-term goals? Why do you need an MBA to achieve those goals? Why are you interested in Tuck specifically? (500 words) My ultimate career goal is to found a medical device company that will manufacture low-cost but high-quality medical equipment for county-level hospitals in China. After completing my MBA, I will continue my career with a general management rotation program in the emerging Chinese medical devices market to gain more

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    Essay Length: 655 Words / 3 Pages
    Submitted: December 14, 2017 Autor: Leon Wang
  • Critically Discuss the Implications of Adhd Prevalence Rate Differences Between Countries and Within Countries

    Critically Discuss the Implications of Adhd Prevalence Rate Differences Between Countries and Within Countries

    Attention deficit hyperactivity disorder (ADHD) is one of the most common disorders of childhood that is characterised by symptoms of inattention, impulsivity and hyperactivity (Singh, 2008). ADHD has received significant attention with the rising worldwide prevalence rates in the past decade, especially due to the disorder’s prominent educational aspect and use of stimulant medication (Mayes, Bagwell & Erkulwater, 2008). While ADHD affects children worldwide, the prevalence differs between countries. Specifically, ADHD was suggested to

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    Essay Length: 2,068 Words / 9 Pages
    Submitted: January 8, 2018 Autor: Cheryl Or
  • Describe the Available Empirical Evidence of the Role Played by Credit Ratings in the Mortgage-Backed Securities Market

    Describe the Available Empirical Evidence of the Role Played by Credit Ratings in the Mortgage-Backed Securities Market

    Describe the available empirical evidence of the role played by credit ratings in the Mortgage-Backed Securities market. The meltdown, which began in 2007, severely disrupted the financial industry and led to the global economic downturn. The root of this financial crisis was predominantly due to the housing bubbles. In the years leading to the financial crisis, the interest rate was set at a low rate in the US with the aim to incentivise individuals to

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    Essay Length: 1,998 Words / 8 Pages
    Submitted: January 25, 2018 Autor: ddee
  • Health Care Policy in the United States

    Health Care Policy in the United States

    Health Care Policy in the United States: The Next Chapter Executive Summary Health insurance in the United States has had an interesting history and it’s still a relatively new concept. It has had many developments throughout the years and the current law of the land is the Patient Protection and Affordable Care Act (ACA). The Patient Protection and Affordable Care Act (ACA) was signed into law by President Barack Obama in March 2010. The goal

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    Essay Length: 3,417 Words / 14 Pages
    Submitted: February 3, 2018 Autor: Angie Isabelle
  • Environmental Advocacy Policy Memo

    Environmental Advocacy Policy Memo

    MEMO TO: Robert E. Beal, Executive Director, Atlantic States Marine Fisheries Commissions FROM: Policy Advisor DATE: December 10, 2017 SUBJECT: Measures to Limit Destructive Fishing Methods and Overfishing ______________________________________________________________________________ Per your request, over the course of the last four months, I have examined the commercial fishing industry and its effects. I have found that although commercial fishing plays a large role in local and global economies and is an important source of food, its negative

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    Essay Length: 1,272 Words / 6 Pages
    Submitted: February 6, 2018 Autor: Katie Frank
  • Why Is Gm Worried About the Usd/jpy Exchange Rate?

    Why Is Gm Worried About the Usd/jpy Exchange Rate?

    1. Why is GM worried about the USD/JPY exchange rate? What is the chain of events (7steps) following a depreciation of the Yen according to Eric Feldstein, treasurer and vice-president of nance? GM has limited exposure in terms of sales or associated transactional items in Japan or APAC (2% of sales in FY 2000). While GM’s transactional exposure to the USD/JPY exchange rate is minimal, they face substantial exposure operationally (competitive), as fluctuations in the

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    Essay Length: 1,047 Words / 5 Pages
    Submitted: February 12, 2018 Autor: datesreek
  • Discuss the Function of Research in a Chosen Area of Interest

    Discuss the Function of Research in a Chosen Area of Interest

    M1 - discuss the function of research in a chosen area of interest (pick a topic discuss the function and how it applies to the topic) For this assignment I will be mentioning the following functions: -Extending Knowledge and Understanding -Planning Provision -Identifying Needs -Monitoring Progress Research is the process of gathering information from a specific subject or a purpose. Research is of an importance when it comes to health and social care. Some researches

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    Essay Length: 938 Words / 4 Pages
    Submitted: March 15, 2018 Autor: Ana Carolina
  • Environmental Policy at Healy Pharmaceuticals

    Environmental Policy at Healy Pharmaceuticals

    Case 3: Environmental Policy at Healy Pharmaceuticals The following cost evaluation was performed using date provided by Healy Pharmaceuticals regarding incineration costs for waste disposal at its 5 locations: Timpe, Clifton and Inty, located in US and Mayo and Caro, located in Puerto Rico. The following table shows the current costs associated with this procedure at each location as well as the company as a whole: TIMPE CLIFTON INTY MAYO CARO TOTAL PRIMARY WASTE 123,032

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    Essay Length: 954 Words / 4 Pages
    Submitted: March 31, 2018 Autor: SGSRQ1
  • Shattering the Myths About Us Trade Policy

    Shattering the Myths About Us Trade Policy

    Shattering the Myths about US Trade Policy The article takes arguments of famous economist such as Samuelson and Krugman and presents opposing views, based on the results from an in-depth analysis of the trade data. Specifically, it contradicts the theory that trade with developing countries results in job loss, decreased wages, increase in income inequality and negative impacts on the US economy overall. I found this article to be very relevant in the current state

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    Essay Length: 561 Words / 3 Pages
    Submitted: April 4, 2018 Autor: vbasnet
  • The Success Rate of Student Centered Institutional Technology

    The Success Rate of Student Centered Institutional Technology

    Raja Jalernpan Dr. Judith Gebauer MIS 480 – 001 3 Apr. 2018 The Success Rate of Student Centered Institutional Technology Technology plays a huge role in the daily lives of our current generation. As our technology continues to enhance and change, so must our willingness to allow for more advanced technologies to emerge. One area that is seeing a huge influx of technology, is the area of education, specifically secondary education. What was once a

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    Essay Length: 1,487 Words / 6 Pages
    Submitted: April 12, 2018 Autor: Raja Jalernpan
  • Family Responsibility: A Dangerous Policy

    Family Responsibility: A Dangerous Policy

    Certain politicians often say they want 'small government' and 'individual responsibility' - in other words, they feel that people should be responsible for themselves and not rely on the government to solve their problems. Applying this idea to family policies can have significant negative consequences. It will lead to a variety of social problems, not only for the elderly themselves, but also for their families who would have to look after them. The elderly themselves

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    Essay Length: 383 Words / 2 Pages
    Submitted: April 15, 2018 Autor: Maksym Shulha

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